Buying your own home is an important step. It’s the first move towards what might be a sound investment in years to come.
However, it’s a big commitment and needs some thought first. You might be renting already, in which case you’ll be used to paying a monthly housing cost and covering a number of bills. But there are some different considerations here, such as:
How much money will you need to cover moving costs and fees?
What will your total monthly outgoings be if you own your home instead of renting?
How much can you afford to borrow?
What size mortgage can you get?
What type of mortgage is right for you?
Who do you talk to and how do you start?
What types of insurance will you need?
Whether you’re buying for the first time, moving home or
remortgaging, we can help you take steps to help you find the right mortagage for you.
If you've had financial problems in the past and are finding it difficult to get a mortgage. Please see our 'bad credit mortgages' in Related links.
Anyone buying or selling a home in England or Wales needs to know about Home Information Packs:
Sellers – you need to have a pack before you can put your home on the market. (However, until 31 May 2008 you can put your home onto the market provided you have commissioned a pack.)
Buyers – the pack offers you essential information about the property you wish to buy.
If you have any mortgage related questions please dont hesitate to leave an enquiry with us. We will do our upmost to help you.